Plan the whole budget
Study abroad funding must account for tuition, deposits, immigration costs, healthcare where applicable, housing, travel and day-to-day living.
Open country calculator↓
GUGA EDUCATIONStudent finance
Tuition, living costs, confirmed support and a safety reserve belong in one financial picture.
01 — Funding routes
Funding, grants and payment options depend on the student, destination, institution and course. We check eligibility before any award is included in the plan.
02 — Whole-cost checklist
The timing of payments matters as much as the annual total. Move through the four budget layers to see what GUGA checks and where to verify the next step.
03 — Country budget planner
Start with an editable planning scenario, then replace every figure with the exact institution, city and official route that apply to you.
For the UK Student route, official maintenance is calculated monthly for up to nine months and differs between London and the rest of the UK. The prefilled living figure uses the current London amount; replace every field with the exact CAS and payments already made.
Official UK financial evidence ↗Canada requires proof for tuition, living expenses and transport. The prefilled living figure reflects the official annual amount for one applicant outside Quebec for applications from 1 September 2025; tuition and travel remain separate.
Official Canada financial support ↗The United States has no single national student-funds amount. Enter the institution’s published cost of attendance and the figures used for your Form I-20, then add travel, insurance and a realistic reserve.
Open the USA study guide →Europe does not have one tuition or visa-funds rule. Use the exact country, institution, residence route and city: enter confirmed tuition, the required living evidence where applicable and your own arrival reserve.
Open the Europe study guide →Costs and residence sponsorship are normally institution-specific in the UAE. Enter the university’s confirmed tuition and deposit, housing plan, insurance, residence-related charges and a first-month reserve.
Open the UAE study guide →Morocco routes are assessed by institution, teaching language, qualification recognition and the applicant’s residence requirements. Enter the provider’s confirmed fees, housing, insurance, travel and a practical settlement reserve.
Open the Morocco study guide →Prefilled figures are editable planning examples unless the country note identifies an official maintenance amount. They are not a fee quote or a national requirement.
Planning tool only. It is not a quote, funding decision or immigration advice. Verify the exact institution and current official rules before applying or paying.
04 — Official checks
Funding systems and amounts change. Recheck before applying or paying.
05 — Next step
CAS, visa, work conditions, housing and arrival each need their own plan.
06 — Your funding assessment
A credible plan separates eligibility, grants, tuition, living costs, timing and risk. Turn each card to see the checks behind the headline.
Student Finance, grants and scholarships begin with the student’s status, route and course — not with a headline amount.
↻The course start date decides which English student-finance framework and academic-year rules must be checked.
↻An award can be automatic, competitive, country-specific or conditional — and may apply once or every year.
↻A workable budget shows when deposits, tuition, housing, travel and evidence are needed — not only the annual total.
↻We map confirmed tuition, discounts, payment dates, monthly living costs, visa evidence and a contingency — then mark which figures still need official confirmation.
Money with a plan
Tuition is only one layer. A resilient plan includes living costs, deposits, visa evidence, payment dates and a realistic reserve.
See the GUGA visual world↗︎